Fees

What advice work tends to cost

Fees are quoted after an introductory call once we understand your pots, deadlines, and whether couple planning is required. Figures below are informational starting points—not a checkout.

Consultation Typical basis From
Retirement Income Planning Fixed fee for a written plan; couple work quoted separately £1,850
Workplace Pension Consolidation Review Fixed fee covering scheme comparison and recommendation letter £950
ISA & Investment Portfolio Advice Initial review fee; implementation support if agreed £750
Inheritance Tax Planning Consultation Fixed fee for analysis and planner’s report (legal drafting excluded) £1,200
Annual Wealth Review Per review meeting and update note £480

What changes the fee

  • Number of pension schemes and how complete the statements are
  • Whether advice covers one person or a couple with joint cashflow
  • Defined Benefit transfer analysis (where suitable and permitted)
  • Urgency around leaving work or scheme deadlines

Payment & deposits

We invoice for advice work in stages: a booking deposit to reserve the fact-find meeting, then the balance on delivery of the written recommendation. No payment is taken through this website.

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